We are not just a payment company - we are changing the entire market structure.
For any digital payment, numerous entities contribute to inflated fees.
From wallet providers and card schemes to payment service providers and banks, each intermediary adds cost. In addition, numerous outsourcers are involved, not to mention that the physical provision of cash is ultimately funded by taxpayers.

Our mission is to reduce socialized payment costs.
Why? Because ultimately, we all pay these hidden fees that regularly amount to 1-7% of the payment value and often even exceed that. As private customers, we don't see these fees, but we certainly provide the money to pay them.

Our commitment extends beyond mere cost reduction.
We support the effort to make instant payments the new normal, ensure Europeans can pay with a European solution that keeps their data in the EU, and last but not least, make digital payments affordable not only for large corporations but also for small businesses and non-profit organizations.

About us
After extensive experience in the payments space, including studies on the European Payments Market, defining the accounts and card strategy for one-third of German bank accounts, and co-founding an innovative payments startup, we couldn't help but create FLIZ. For too long, we have witnessed the complexities and steep fees synonymous with transactions.
Join us as we pave the way to a new era in payments!
Fun fact: Although we don't get around to it much these days, the founding team met surfing.
The founding team
FLIZ was founded with deep expertise in the payments and financial technology space.

